1. Introduction
At Anikrypt, we prioritize your privacy and are committed to protecting
your personal information. This Privacy Policy outlines how we collect, use, store, and
safeguard your data when you use our platform for bill payments, gift card trading, virtual card
creation, and cryptocurrency transactions. By using Anikrypt’s services, you consent to the
practices described in this policy. We comply with applicable data protection laws and ensure
transparency in our data handling processes.
2. Information We Collect
We collect information to provide, improve, and secure our services. The
types of information we collect include:
- Personal
Information: Name, email address, phone number, and payment details provided
during account creation or transactions.
- Transaction
Data: Details related to bill payments, gift card trades, virtual card usage,
and cryptocurrency transactions, including amounts, dates, and recipient information.
- Device
and Usage Information: IP address, browser type, device information, operating
system, and usage patterns (e.g., pages visited, features used).
- Cookies
and Tracking Data: Data collected via cookies and similar technologies to
enhance user experience and analyze platform performance.
3. How We Use Your Information
We use your information to deliver a seamless and secure experience on the
Anikrypt platform. Specifically, we use it to:
- Process and
facilitate bill payments for airtime, data, cable subscriptions, and electricity.
- Execute secure
gift card purchases, sales, and trades with competitive rates.
- Generate and
manage virtual cards for safe online transactions.
- Enable buying,
selling, and swapping of cryptocurrencies with real-time market updates.
- Personalize
your experience by tailoring features and recommendations based on your usage.
- Detect and
prevent fraud, unauthorized access, and other security threats.
- Comply with
legal and regulatory requirements, including anti-money laundering (AML) and
know-your-customer (KYC) obligations.
- Provide
customer support and respond to inquiries via email at [email protected].
4. Information Sharing and Disclosure
We do not sell or rent your personal information to third parties. We may
share your data in the following circumstances:
- Service
Providers: With trusted third-party providers (e.g., payment processors, KYC
verification services) to facilitate transactions and services, under strict confidentiality
agreements.
- Legal
Compliance: When required by law, regulation, or legal process (e.g., court
orders, tax authorities).
- Business
Transfers: In the event of a merger, acquisition, or sale of assets, your data
may be transferred to the acquiring entity.
- Protection
of Rights: To protect the rights, property, or safety of Anikrypt, our users,
or the public.
5. Data Security
We implement robust security measures to protect your data, including:
- Encryption of
sensitive data during transmission and storage.
- Regular
security audits and vulnerability assessments.
- Access
controls to limit data access to authorized personnel only.
- Secure payment
gateways for all financial transactions.
While we take every precaution to secure your data, no system is
completely immune to risks. We encourage you to use strong passwords and enable two-factor
authentication (2FA) where available.
6. Your Rights and Choices
You have the following rights regarding your personal information:
- Access:
Request a copy of the personal data we hold about you.
- Correction:
Request corrections to inaccurate or incomplete data.
- Deletion:
Request deletion of your data, subject to legal or contractual obligations.
- Opt-Out:
Opt out of marketing communications at any time.
To exercise these rights, contact us at [email protected]. We will respond
within the timeframes required by applicable law.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience,
analyze usage, and deliver personalized content. You can manage cookie preferences through your
browser settings. Our cookie types include:
- Essential
Cookies: Necessary for platform functionality (e.g., session management).
- Analytics
Cookies: Track usage patterns to improve our services.
- Marketing
Cookies: Deliver relevant advertisements based on your interests.
8. Data Retention
We retain your personal information only for as long as necessary to
fulfill the purposes outlined in this policy or as required by law. Transaction data may be
retained for auditing and compliance purposes, typically for a minimum of 7 years, depending on
local regulations.
9. International Data Transfers
As a global platform, your data may be transferred to and processed in
countries other than your own. We ensure that such transfers comply with applicable data
protection laws, using mechanisms like Standard Contractual Clauses (SCCs) to safeguard your
information.
10. Third-Party Links
Our platform may contain links to third-party websites or services (e.g.,
payment processors). We are not responsible for the privacy practices of these third parties. We
encourage you to review their privacy policies before engaging with them.
11. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in
our services, legal requirements, or operational practices. We will notify you of significant
changes via email or through the platform. The updated policy will be effective upon posting,
with the date indicated at the top of this document.
12. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy
or our data practices, please contact us at:
Last updated: June 2, 2025